PRODUCT
Credit Life Insurance (Kotak & india first) – Credit Linked Insurance is a life insurance offered by Kapil Capital to female customers and their spouses to provide relief to their families in case of the death of the insured person.
HospiCash Insurance HospiCash ( Aditya Birla & Niva bupa ) – Is an allowance cover that provides cash benefits in case the insured gets hospitalized. It provides daily cash benefits of Rs.500/- per day/ for a maximum of 30 days per year in case of hospitalization of Borrower or Co-borrower as well as provide benefits of Rs 1,00,000 in case of accidental death of Borrower or Co-borrower as per loan tenure. The benefits are double in case the insured is admitted to the ICU Rs.1000/-. The policy is highly beneficial to the clients at the boom of the pyramid as several of them lose their daily income while hospitalized.
Kapil Capital Services Private Limited
JLG + Hospicash Insurance Loan Product
Shaurya JLG Loan Product
Cycle 1
Loan Amount
20000 to 40000
- Tenure (months) (12 to 24)
- Processing Fees@1% (200 to 400)
- GST on PF@18% (36 to 72)
- Rate of interest 28.5%
- Insurance (Borrower & Co-Borrower) (326 to 1278)
Cycle 2
Loan Amount
20000 to 100000
- Tenure (months) (12 to 24)
- Processing Fees@1% (200 to 500)
- GST on PF@18% (36 to 90)
- Rate of interest 28.5%
- Insurance (Borrower & Co-Borrower) (326 to 1597)
Shaurya JLG + Hospicash Loan Product
Cycle 1
Loan Amount
20300 to 40600
- Tenure (months) (12 to 24)
- Processing Fees@1% (203 to 406)
- GST on PF@18% (74 to 92)
- Rate of interest 28.5%
- HospiCash (Borrower & Co- Borrower) (300 to 600)
- Insurance (Borrower & Co-Borrower) (330 to 1297)
Cycle 2
Loan Amount
20300 to 100600
- Tenure (months) (12 to 24)
- Processing Fees@1% (203 to 506)
- GST on PF@18% (74 to 92)
- Rate of interest 28.5%
- HospiCash (Borrower & Co- Borrower) (300 to 600)
- Insurance (Borrower & Co-Borrower) (330 to 1616)
Heylon
Loan Amount
6000
- LPF 4 % (240)
- GST 18% (43.20)
- NET DISBURSE(5717)
- NTEREST RATE(36%)
- TENURE(62 days)
- EMI 1 ,31DAYS (3138)
- EMI 2 ,31DAYS (3138)
- APR(69.61%)
Loan Amount
10000
- LPF 4 % (400)
- GST 18% (72)
- NET DISBURSE(9528)
- INTEREST RATE(36%)
- TENURE (124 days)
- EMI 1 ,31DAYS (2694)
- EMI 2 ,31DAYS (2694)
- EMI 3 ,31DAYS (2694)
- EMI 4 ,31DAYS (2694)
- APR(56.35%)
Loan Amount
15000
- LPF 4 % (600)
- GST 18% (108)
- NET DISBURSE(14292)
- INTEREST RATE(36%)
- TENURE(155 days)
- EMI 1 ,31DAYS (3281)
- EMI 2 ,31DAYS (3281)
- EMI 3 ,31DAYS (3281)
- EMI 4 ,31DAYS (3281)
- EMI 5 ,31DAYS (3281)
- APR(53.06%)
Loan Amount
20000
- LPF 4 % (800)
- GST 18% (144)
- NET DISBURSE(19056)
- NTEREST RATE(36%)
- TENURE(186 days)
- EMI 1 ,31DAYS (3699)
- EMI 2 ,31DAYS (3699)
- EMI 3 ,31DAYS (3699)
- EMI 4 ,31DAYS (3699)
- EMI 5 ,31DAYS (3699)
- EMI 6 ,31DAYS (3699)
- APR(50.66%)
Loan Amount
25000
- LPF 4 % (1000)
- GST 18% (180)
- NET DISBURSE(23820)
- INTEREST RATE(36%)
- TENURE (248 days)
- EMI 1 ,31DAYS (3570)
- EMI 2 ,31DAYS (3570)
- EMI 3 ,31DAYS (3570)
- EMI 4 ,31DAYS (3570)
- EMI 5 ,31DAYS (3570)
- EMI 6 ,31DAYS (3570)
- EMI 7 ,31DAYS (3570)
- EMI 8 ,31DAYS (3570)
- APR(47.51%)
Loan Amount
0
- LPF 4 % (0)
- GST 18% (0)
- NET DISBURSE(0)
- INTEREST RATE(0)
- TENURE(0)
- EMI 1 ,31DAYS (0)
- EMI 2 ,31DAYS (0)
- EMI 3 ,31DAYS (0)
- EMI 4 ,31DAYS (0)
- EMI 5 ,31DAYS (0)
- APR(0)